Working professionals — from software engineers and analysts to marketers, consultants and healthcare staff — often need short-term financing that keeps pace with a busy schedule. Speedy Paisa offers a fast, transparent personal loan for salaried professionals across Delhi NCR.
Eligible professionals earning ₹35,000+ per month can borrow ₹20,000 to ₹1,00,000, with the entire application handled online until the verification step.
Professionals typically have documented, stable incomes and busy calendars. Our product is built around both realities: a quick online eligibility check and application you can complete between meetings, and a clear cost structure so you can make an informed decision without lengthy negotiations.
Whether you need to cover a deposit, consolidate a small pending bill, manage a gap between projects, or handle an unexpected personal expense, a short-term loan of 3–12 months can be a practical tool — used responsibly.
We serve salaried professionals in Delhi NCR only, lend under an RBI-registered NBFC framework, and require mandatory physical verification for every applicant. We assess affordability carefully so the loan supports your goals rather than straining them.
A quick online eligibility check and application mean you can apply without disrupting your workday.
We evaluate your documented salary and bank credits to size the loan appropriately.
Clear interest and processing fees, disclosed upfront, so you can decide with full information.
Know your eligibility instantly and see all costs before you commit.
Repay over 3–12 months in line with your income.
Standard KYC and income documents are usually enough.
Issued under an RBI-registered NBFC with proper paperwork.
Confirm you are a salaried professional in Delhi NCR earning ₹35,000+.
Enter your details and requested amount from any device.
We review salary slips and bank statements to confirm repayment capacity.
A mandatory in-person step confirms your identity and address.
On approval, funds reach your account, usually within 24–48 hours.
Speedy Paisa charges interest at 0.33% per day on the sanctioned amount. For example, on a ₹50,000 loan held for 30 days, interest works out to roughly ₹4,950 (₹50,000 × 0.33% × 30). Interest accrues daily, so repaying early reduces your total cost.
A one-time processing fee of 10% plus applicable GST is deducted from the sanctioned amount at disbursal, so the net amount credited to your account will be lower than the sanctioned figure. All charges are disclosed to you in writing before you accept the loan — there are no hidden fees.
Professionals with variable pay (incentives, bonuses) should share recent bank statements so we can assess a realistic, sustainable income figure.
Important: Guarantor Requirement
Applicants living in rented accommodation must provide a guarantor during loan processing. Applicants living in their own house do not need a guarantor. This requirement is part of our RBI-compliant NBFC verification process.
A time-efficient, online-first process designed for working professionals.
Fair, income-based assessment across industries.
Transparent charges disclosed before acceptance — no hidden fees.
Backed by an RBI-registered NBFC (Vintage Credit & Leasing Pvt. Ltd.).
Available only for salaried employees earning ₹35,000+ in Delhi NCR. Subject to eligibility, verification, and approval.
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