Find answers to common questions about our loan services
No, Speedy Paisa is not a fully digital platform. While loan applications can be initiated online, all loans require mandatory physical verification before disbursal. This ensures compliance and protects our borrowers.
Yes, physical verification is a mandatory step in our loan process. This is a key part of our responsible lending practices and complies with NBFC guidelines.
Speedy Paisa is a digital lending platform operated by Vintage Credit & Leasing Pvt. Ltd., which is an RBI-registered NBFC. Your loan will be provided by our NBFC partner.
Yes, Speedy Paisa is operated by Vintage Credit & Leasing Pvt. Ltd., an RBI-registered Non-Banking Financial Company (NBFC).
Speedy Paisa offers short-term personal loans and salary advance loans designed for salaried individuals to meet urgent financial needs.
Interest rates are clearly communicated before loan confirmation. The calculation is based on the loan amount, tenure, and your applicant profile, subject to internal credit assessment. Indicative rates are provided upfront.
No, all applicable charges, including processing fees and taxes, are disclosed upfront before you confirm your loan. We are committed to transparency in our lending practices.
We encourage timely repayment. If you anticipate a delay, please contact our customer support to discuss potential options. Late payment charges may apply as per the loan agreement.
Short-term loans are best suited for temporary financial needs. Individuals who may struggle with timely repayment, or those looking for long-term financing, should explore other options. It's crucial to assess your repayment capacity before applying.
Contact us for more information about our loan products and services.